In this A2Z Fintech mini-sode, Aman and Zubin break down one of the most exciting drops from Google Cloud: the Agentic Payments Protocol (AP2). What does it mean for the future of payments, banks, and fintechs when agents—not humans—initiate and complete financial transactions?
We unpack:
- What AP2 actually is, and why it matters
- How it builds on the API revolution to create agent-to-payments flows
- Potential use cases, from autonomous vehicles paying for charging to AI assistants managing subscriptions
- What banks and fintechs need to prepare for in this agentic world
- The risks, regulatory questions, and opportunities ahead
This is a quick but deep dive into the protocol that could reshape how money moves in the age of AI.